Storm Damage Roof RepairBased in Prosper, TX

The Difference

What to know before you decide.

An inspection after hail looks at the soft metals first: gutters, downspouts, vents and flashing show dents clearly and help confirm the storm hit the property. Then the shingles, slope by slope, for bruises where the mat has been fractured and granules knocked loose. Wind damage looks different, with creased or missing tabs and broken seal strips, usually concentrated on the slopes facing the storm. Everything found is photographed.

If there is storm damage worth filing on, we walk you through what the claim involves and meet the adjuster at the property when they come out, so the damage gets looked at together on the roof rather than argued about later. If the inspection finds no real storm damage, you hear that too, and there is no reason to open a claim.

Once the claim is approved, the work is either a targeted repair or a full replacement depending on what the carrier covers and what the roof needs. Gutters and siding that took damage in the same storm can often be included in the same claim, so it is worth checking the whole exterior, not only the shingles.

Timing matters. Many homeowners policies set a deadline for reporting storm damage, often one year from the date of the storm, and a leak left open through the next rain turns roof damage into interior damage. If water is coming in, call. A temporary cover can keep the house dry until the permanent work is scheduled.